Does Kroger accept American Express?

American Express is accepted at 10.6 million merchant locations in the U.S. and in 160+ countries and territories abroad. But you’ll find some stores that have exclusive deals with the more popular networks, Visa and Mastercard. For example, Costco only accepts Visa cards now, after switching from Amex only in 2016. And despite the good number of foreign countries where you can use American Express cards, acceptance is on a merchant-by-merchant basis. So, coverage in a lot of countries is hit or miss.… read full answer

Here’s where American Express is accepted:

• Where American Express is Accepted in the U.S.: 10.6 million merchants
• Where American Express is Accepted Internationally: 160+ countries and territories
• Countries Where American Express is Accepted Most: Canada, Australia, UK, India, Mexico
• Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria
• Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe’s, Apple, Best Buy, Staples, CVS
• Major Retailers That Don’t Accept American Express: Costco, small non-chain stores/restaurants

So, an American Express card is enough for your shopping within the U.S. Though you may find some stores that don’t take it, the majority will. But you’ll probably want to have a no foreign transaction fee Visa or Mastercard when you go abroad. Those networks guarantee you worldwide coverage, with acceptance in over 200 countries and territories. And Mastercard and Visa cards are accepted just about universally within those regions. Amex cards still have hit-or-miss acceptance in many.

Most major gas station chains (like BP, Exxon, Shell, Texaco, Gulf, and Murphy USA) will accept American Express, but you may find a handful of independent gas stations that will only accept Visa/Mastercard/Discover. That happens because American Express charges the merchants higher processing fees.