Does Montgomery Ward report to credit bureaus?

No. Montgomery Ward is not affiliated with Fingerhut. These two businesses do not have the same parent company, as Montgomery Ward is a subsidiary of Colony Brands, Inc., while Fingerhut is a subsidiary of Bluestem Brands, Inc.

That said, Montgomery Ward and Fingerhut have partnered up in the past. Their most recent joint venture – Montgomery Ward Direct – launched in 1991. However, Montgomery Ward Direct was shut down in the mid 1990s, and the two companies do not currently share any other projects. Montgomery Ward and Fingerhut now compete in the online retail space for the business of middle- and low-income consumers, especially those with less-than-good credit scores.… read full answer

The Fingerhut Credit Card’s activity gets reported to the three main credit bureaus, TransUnion, Experian and Equifax, on a monthly basis.

There is no Montgomery Ward credit score requirement, since Montgomery Ward will approve applicants with bad credit or no credit history for credit lines. The lack of an official Montgomery Ward credit score requirement doesn’t mean everybody gets approved, as Wards can partially approve or deny credit line applicants. Partial approval means that Wards will grant you credit for part of the credit line that you request, but you’ll need to pay the rest up front.… read full answer

The Montgomery Ward Credit Account is one of the easiest credit lines to get approved for. Like many other issuers, Montgomery Ward will pull an applicant’s credit history while evaluating a new credit application. But the approval requirements are pretty lenient. Since Montgomery Ward also reports to credit bureaus, opening a credit account with them is a solid way to build your credit score.