To use your American Express card with a Square device, either swipe the magnetic stripe, insert the card’s chip into the slot, or tap the card on the contactless reader. Credit cards, debit cards and prepaid cards all work.
If you’re a merchant looking to use Square to take American Express credit cards, you will pay the same fees to Square as you would when accepting any other network’s credit cards. The fee you pay will depend on the type of transaction. Fees are deducted before the funds are transferred to your bank account. If you’re a customer, you won’t have to pay a fee, though the merchant may raise their prices to pass some of their cost off to you.
You cannot pay a credit card with PayPal directly, but you can transfer money from your PayPal balance to your bank account and then make a credit card payment with that money. PayPal allows customers to transfer their PayPal balance directly to a bank account, or they can issue a paper check so you can cash it or deposit it into a bank account yourself.… read full answer
Alternately, you could use a PayPal Credit Card to pay a credit card bill using a third-party payment service, though these services charge fees. Services like Plastiq and PayTM may make it possible to pay your credit card bill with a credit card, but you will pay 2.5%-3% on top of your bill for the service.
If you’re looking to use your PayPal balance to pay your credit card bill, your best bet is to transfer the money to your bank account and then use your bank account to pay the credit card bill. Regular PayPal bank transfers are free, and the transfer is completed in 1-3 days. PayPal’s “instant transfer” option charges a fee, and the money will transfer in less than 1 day. If you’d rather get a check from PayPal, it will cost $1.50 and you will receive the check in 5-10 days.
You can transfer money from PayPal to a prepaid card.
You can transfer money to any eligible Visa or MasterCard debit card. You can find all eligible cards in the "Instant" section of the money transfer page on PayPal. The transfer typically takes about 30 minutes.
Visa and Mastercard are the most widely accepted credit card networks. Visa credit cards can be used at 44 million merchant locations in more than 200 countries and territories. Mastercard credit cards are accepted at 37 million merchant locations in more than 210 countries and territories.
Mastercard is accepted in more countries than Visa, yet roughly 7 million more merchants worldwide take Visa. Both have a claim to the title of most widely accepted credit card as a result. Visa also is the most widely used type of credit card.… read full answer
There isn’t a single credit card that’s most widely accepted, however, because there are hundreds of Mastercard and Visa credit card offers available.
Most Widely Accepted Credit Cards:
Most Widely Accepted Internationally: Mastercard (210+ countries and territories); Visa (200+).
Most Widely Accepted in the U.S.: Visa and Mastercard are both accepted at a little less than 11 million U.S. merchant locations.
Least Widely Accepted Internationally: American Express (160+ countries and territories); Discover (185+).
Least Widely Accepted in the U.S.: American Express (8.5 million locations). This includes the 1.6 million U.S. merchants American Express added in 2017.
Most Widely Used: Visa has the most credit cards in circulation (about 838 million). American Express has the highest purchase volume, at $14,480 per cardholder annually.
Best Worldwide Credit Cards: Visa or Mastercard credit cards with no foreign transaction fee.
The difference between Visa and Mastercard acceptance is slight. Either should suit your needs almost anywhere in the world. But if you plan on traveling internationally, be sure your Mastercard or Visa credit card doesn’t charge a foreign transaction fee. That will save you up to 3% on every purchase you make abroad.
Finally, it’s worth pointing out that store cards are the least widely accepted credit cards. They don’t belong to any of the four major card networks. So, they can only be used at their affiliated retailers.
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