Chip Lupo, Credit Card Writer
Yes, Target does have a major credit card: the Target Mastercard. The Target Mastercard credit card can be used anywhere Mastercard is accepted, though it is only available to existing customers who receive an offer to upgrade from the Target store credit card, also known as the RedCard. The store card can only be used at Target stores and online through the Target website.
The Target Mastercard and the Target store card share many similar features, though. Both cards offer a 5% discount discount in-store and on the Target website. Both also provide free shipping on Target.com purchases and an additional 30 days for returns and exchanges. Plus, neither card charges an annual fee.
Bear in mind that the Target Mastercard does not offer rewards on any purchases outside of Target and Target.com. So, the Target Mastercard won%t provide you with much extra value compared to the store card, other than the convenience of using the card for non-Target transactions.
Target Credit Card
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