Chip Lupo, Credit Card Writer
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Yes, the First Access Visa® Card does give credit limit increases if your account has been open for at least 12 months. First Access may offer an increase after the first year if your account is in good standing, or you can request a higher credit line by calling (888) 267-7980.
Key Things to Know about Getting a First Access Card Credit Limit Increase
- You can only request a credit limit increase after you’ve had the card for at least 12 months.
- First Access may offer a credit limit increase after the first year, if your account is in good standing.
- The credit limit increase will not take effect automatically. You must first accept the offer and agree to pay a credit limit increase fee.
- The First Access Card credit limit increase fee is equal to 20% of the increase amount. For example, if your credit limit is increased by $100, you will be charged a $20 fee, which will leave you with $80 in additional available credit on your account. Once you accept a credit limit increase offer, the fee is added to your total balance.
To improve your chances of getting a higher credit line for the First Access Card, make on-time payments and keep your balance well under your current spending limit. For more tips, check out WalletHub’s guide on how to increase your credit limit.
First Access Visa® Card
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