Chip Lupo, Credit Card Writer
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The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.
Easiest Bank of America Credit Cards to Get
- Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better
- BankAmericard® Secured Credit Card: requires bad credit or better
Having one of these Bank of America credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
2023's Best Bank of America Credit CardsCompare Cards
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