What's the easiest Bank of America credit card to get? This question is about Bank of America Credit Cards

The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify. Easiest Bank of America Credit Cards to Get Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better BankAmericard® Secured Credit Card: requires bad credit or better Having one of these Bank of America credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

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What's the easiest Bank of America credit card to get?

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This question is about Bank of America Credit Cards

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Chip Lupo, Credit Card Writer

@CLoop • 03/27/23 This answer was first published on 06/22/21 and it was last updated on 03/27/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.

Easiest Bank of America Credit Cards to Get

Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better
BankAmericard® Secured Credit Card: requires bad credit or better

Having one of these Bank of America credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

What credit score do you need for a Bank of America credit card?

You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.

Bank of America Credit Score Requirements by Card

Card:	Minimum Credit Score:	Minimum Credit:
...	300+	Bad credit

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Can you get a Bank of America credit card with no credit?

A good Bank of America credit card for no credit that you should get is the Bank of America Custom Cash Secured Card. This card offers 1 - 3% cash back, depending on the type of purchase. The card also has a $0 annual fee. The Bank of America Custom Cash Secured Card requires a $200+ security deposit.

Here are some of the best Bank of America credit cards for no credit:

Best Overall: Bank of America® Customized Cash Rewards Secured Credit CardBank of America® Customized Cash Rewards Secured Credit CardLearn MoreLearn More

The Bank of America Custom Cash Secured Card offers 3% cash back in a category of your choice, 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly in the 3% and 2% categories combined), and 1% back on all other purchases. The card also comes with a $0 annual fee. Keep in mind that this is...

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: BankAmericard® Secured Credit Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, BankAmericard® credit card, Bank of America® Unlimited Cash Rewards credit card for Students, Bank of America® Customized Cash Rewards Secured Credit Card, Bank of America® Premium Rewards® Elite Credit Card, Bank of America® Travel Rewards credit card for Students, and Bank of America® Customized Cash Rewards credit card for Students

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