The Capital One® Secured Mastercard® is the easiest Capital One credit card to get, as it’s the only one available to people with bad credit. Capital One’s Platinum and QuicksilverOne cards are next on the list, available to people with limited or fair credit. And they’re followed by the Journey and Spark Classic cards, which also require limited or fair credit but are reserved for students and small business owners, respectively. Finally, to round out the list of the easiest Capital One credit cards to get, we have Capital One’s store cards, which all require at least fair credit for approval.
Of course, your credit score isn’t the only thing that will affect your ability to get approved for a Capital One credit card. Your income and debt will play a big role, too. But figuring out which Capital One credit card to apply for doesn’t have to be a guessing game. Capital One lets you check which of its cards you pre-qualify for, without hurting your credit score. Pre-qualifying for a card means your odds of approval are very high, should you decide to submit an official application.
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