What's the easiest credit card to get with no credit? This question is about Easiest Credit Cards to Get Approved For

The easiest credit card to get with no credit is the OpenSky® Secured Visa® Credit Card because there’s no credit check required for approval. As long as you’re 18+, can afford at least a $200 deposit, and can make monthly bill payments, you’ll probably get approved. With secured credit cards, your limit is usually the amount of your initial deposit. The OpenSky® Secured Visa® Credit Card has a $35 annual fee. The easiest unsecured credit card to get with limited credit history is the Capital One Platinum Credit Card. The major upsides to this credit card are its $0 annual fee and its possibility of a credit line increase after only 6 months. However, the regular APR is a steep one, at 29.99% (V). So, it’s best not to carry a balance on this card. Easiest Credit Cards to Get with No Credit No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's websiteNo Deposit: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn MoreUnlimited Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn MoreStudents: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn More There are a number of good starter credit cards and credit cards for people with no credit, with lenient approval requirements, that can easily help you start building a great credit score. You just have to use the one you pick responsibly. Ultimately, you can check out or editors’ latest picks for the easiest credit cards to get approved for on the market and weigh your options.

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What's the easiest credit card to get with no credit?

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This question is about Easiest Credit Cards to Get Approved For

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Maria Adams, Credit Cards Moderator

@m_adams • 03/23/23 This answer was first published on 03/13/21 and it was last updated on 03/23/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest credit card to get with no credit is the OpenSky® Secured Visa® Credit Card because there’s no credit check required for approval. As long as you’re 18+, can afford at least a $200 deposit, and can make monthly bill payments, you’ll probably get approved. With secured credit cards, your limit is usually the amount of your initial deposit. The OpenSky® Secured Visa® Credit Card has a $35 annual fee.

The easiest unsecured credit card to get with limited credit history is the Capital One Platinum Credit Card. The major upsides to this credit card are its $0 annual fee and its possibility of a credit line increase after only 6 months. However, the regular APR is a steep one, at 29.99% (V). So, it’s best not to carry a balance on this card.

Easiest Credit Cards to Get with No Credit

No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
No Deposit: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
Unlimited Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
Students: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn More

There are a number of good starter credit cards and credit cards for people with no credit, with lenient approval requirements, that can easily help you start building a great credit score. You just have to use the one you pick responsibly.

Ultimately, you can check out or editors’ latest picks for the easiest credit cards to get approved for on the market and weigh your options.

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How do I get a credit card with no credit?

To get a credit card with no credit, apply online for a starter credit card, student credit card, or other type of credit card for people with limited credit history. By choosing a card designed for people with no credit, newcomers who are at least 18 years old with enough income to afford monthly bill payments will have good approval odds. You don’t need a credit history to get credit. But you do need to demonstrate the ability to repay future balances.

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What's the easiest unsecured credit card to get approved for?

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.

Easiest Unsecured Credit Cards to Get Approved For

Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
Capital One Platinum Credit Card: No Credit
Capital One SavorOne Student Cash Rewards Credit Card: Students
Capital One Spark Classic for Business: Small Business

The easiest unsecured credit cards to get...

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What are the best credit cards for bad credit with no deposit and instant approval?

The best credit card for bad credit with no deposit and instant approval is the Credit One Bank® Platinum Visa® for Rebuilding Credit. The Credit One Visa comes with a credit line of at least $300 and offers 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. It charges an annual fee of $75 intro 1st yr, $99 after and is available to people with bad credit. You can apply online, after checking to see if you're pre-qualified.

Keep in mind that while there is a possibility of instant approval with most cards you can apply for online, it’s never guaranteed....

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