The easiest hotel credit card to get is the Capital One QuicksilverOne Credit Card because you can get approved with limited credit history, and using this credit card for hotel purchases will earn you 1.5% cash back. Plus, Capital One will review your account for a credit line increase after you make the first 5 monthly payments on time. This card has a $39 annual fee.
The Capital One QuicksilverOne Credit Card isn't just good for hotels. You can use this card anywhere, and you should: you'll get 1.5% cash back on every purchase you make, no matter which category it falls into.
The easiest airline credit cards to get approved for are the AeroMexico Secured Visa and the SKYPASS Secured Visa. Since they’re secured cards, you can get approved even if your credit is bad. You just have to place a security deposit, which will serve as your credit line. All other airline cards are a lot harder to get because they require at least good credit for approval. … read full answer
You don’t need an airline credit card to save on airfare, though. If you’re in college, for example, you could go for the Bank of America Travel Rewards Credit Card for Students, which offers points. Other people with limited credit could get a cash back card like Capital One QuicksilverOne. Let’s take a look at some of the best credit cards for airline purchases in detail.
Here are the easiest airline credit cards to get approved for:
AeroMexico Visa Secured. This card accepts people with bad credit. It gives 5,000 bonus miles and a companion certificate after your first purchase. You also get 2 Club Premier Miles per dollar spent on gas and groceries, and 1 mile per dollar on everything else. And you don’t have to pay for your baggage on AeroMexico flights. You need to submit a $300-$5,000 deposit to open your account. There’s an annual fee of $25, waived the first year.
SKYPASS Visa Secured. This card, co-branded with Korean Air, accepts people with bad credit, gives 5,000 SKYPASS bonus miles when you make your first purchase, and rewards you with 1 mile per dollar on all purchases. You must submit a $300-$5,000 deposit. There is a $50 annual fee.
LATAM Secured. This card, co-branded with the Latin-American provider LATAM Airlines, accepts people with bad credit. You get 5,000 bonus miles after your first purchase, and earn 1 mile per dollar on all purchases. You also get a 10% discount on your first LATAM Airlines purchase ($500 or less) each year. You need to submit a $300-$5,000 deposit. There is a $25 annual fee, waived the first year.
Bank of America Travel Rewards for Students: If you’re a student with limited or no credit history, you can apply. If you apply online, you get 20,000 bonus points for spending $1,000 in the first 90 days. You get 1.5 points per dollar on all purchases, and 3 points per dollar at the travel center. There’s no deposit, and no annual fee.
Capital One QuicksilverOne: People with limited or no credit are eligible. You get 1.5% cash back on all purchases. That can help you save on airline tickets. There is an annual fee of $39.
You might notice that the three secured credit cards seem very similar in their terms. That’s because they’re all issued by U.S. Bank. If you’re a frequent flyer on those airlines, it might be worthwhile to apply. And if you’re a student, Bank of America Travel Rewards will give you the best travel value, even though it uses points rather than miles. If you want to qualify for most airline credit cards, though, you’ll have to work on getting your credit into the good or excellent range.
The USAA Secured American Express Card is the easiest American Express card to get. It’s issued by USAA, but it’s on the Amex card network, which means you can use it anywhere Amex is accepted. It’s also available to people with bad credit, unlike anything Amex offers. None of the credit cards issued by American Express is especially easy to get because they all require a minimum of good credit. That means a score between 660 and 720, although a score of 700+ will give you the best chance. … read full answer
The USAA Secured Card is available to people with bad credit, but it has an important restriction: You or a member of your family must have served in the U.S. military. I’ll fill you in on a few more important details below.
Here’s what you should know about the easiest American Express card to get:
Name:USAA Secured American Express Card
Card Network: American Express
Approval Requirements: You can get this card with bad credit, but you need be affiliated with the U.S. armed services or have a family member who is. USAA will also consider your income, expenses and debt.
Annual Fee: $35
Deposit: $250 to $5,000. Held in a CD that earns you interest. Serves as your credit limit.
APR: 11.15% to 21.15%, based on credit worthiness. You’ll have the same APR for purchases, cash advances and balance transfers.
The easiest American Express credit card to get is the USAA Secured Card, so long as you’re eligible for USAA products. Ifyou’re not, you might want to focus on one of the Amex cards that require good credit, like the Amex EveryDay Credit Card. And if you don’t get have good credit right now, consider a card from an issuer like Capital One, which has offers for people of all credit levels.
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