The easiest hotel credit card to get is the Capital One QuicksilverOne Credit Card because you can get approved with limited credit history, and using this credit card for hotel purchases will earn you 1.5% cash back. Plus, Capital One will review your account for a credit line increase after you make the first 5 monthly payments on time. This card has a $39 annual fee.
The Capital One QuicksilverOne Credit Card isn't just good for hotels. You can use this card anywhere, and you should: you'll get 1.5% cash back on every purchase you make, no matter which category it falls into.
The easiest airline credit cards to get approved for are the LATAM Secured Credit Card and the SKYPASS Secured Credit Card. Since they’re secured cards, you can get approved even if your credit is bad. You just have to place a security deposit, which will serve as your credit line. All other airline cards are a lot harder to get because they require at least good credit for approval.… read full answer
This card, co-branded with Korean Air, accepts people with bad credit, gives 5,000 miles SKYPASS bonus miles when you make your first purchase, and rewards you with 1 mile per $1 on all purchases. You must submit a $300 deposit. There is a $50 annual fee.
This card, co-branded with the Latin-American provider LATAM Airlines, accepts people with bad credit. You get 5,000 points bonus after your first purchase, and earn 1 point per $1 on all purchases. You also get a 10% discount on your first LATAM Airlines purchase ($500 or less) each year. You need to submit a $300 deposit. The annual fee is $0 1st yr, $25 after that.
If you’re a student with limited history, you can apply. If you apply online, you get 25,000 points bonus for spending $1,000 in the first 90 days. You get 1.5 points / $1 on all purchases, and 3 points / $1 at the Bank of America Travel Center. There’s no deposit, and the annual fee is $0.
You might notice that the two secured credit cards affiliated with an airline seem very similar in their terms. That’s because they’re all issued by U.S. Bank. If you’re a frequent flyer on those airlines, it might be worthwhile to apply. And if you’re a student, the Bank of America® Travel Rewards Credit Card for Students will give you the best travel value, even though it uses points rather than miles. If you want to qualify for most airline credit cards, though, you’ll have to work on getting your credit into the good or excellent range.
Honestly, I have a 632 credit score, and I have 3 AMEX cards. One gold Personal card, one gold business card, and a regular Hilton Rewards card. AMEX understands if you have made mistakes in the past. You goal is to first reestablish yourself as a credit worth customer. After you do this, you can get any AMEX you would like with the exception of the Black but that’s invitation only. Best of Luck!!!… read full answer
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