What are the easiest store credit cards to get?

One of the best credit cards for a 550 credit score is the OpenSky® Secured Visa® Credit Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments. This card also reports to all three major credit bureaus... read full answer (Equifax, Experian, and TransUnion) every month, which is your ticket to a better credit score. And a $35 annual fee isn’t too much to pay for that.

However, this isn’t the only credit card you can get with a 550 credit score. In fact, there are two kinds of credit cards for people at that credit level: secured credit cards and unsecured credit cards for bad credit. A 550 credit score is within the bad credit range, which goes from 300 to 639. But picking the right 550 credit score credit card and using it responsibly could help you improve your score.

Some of the best credit cards for a 550 score:

You can also check our editors’ complete picks for the best credit cards for bad credit to see which one best suits your needs.

Before applying for a card, make sure to check out its terms and conditions, or an FAQ page if there is one. This way, you can make sure you fit the criteria for eligibility. You can also try getting pre-approved for a credit card. It won’t hurt your credit, and it will give you a good idea of your odds if you decide to apply.

One of the best easy approval gas credit cards is the Discover it® Secured Credit Card. It’s easy to get approved for this card even if you have bad credit, and you will enjoy a $0 annual fee as well as 2% cash back on up to $1,000 spent at gas stations and restaurants (combined) each quarter. There are no restrictions on what gas stations are eligible for rewards, so it’s one of the most flexible options.... read full answer

The Discover it Secured Credit Card isn’t the only gas rewards card that’s easy to get. But most other offers require fair credit or better.

Best Gas Credit Cards

Here are some of the best easy approval gas credit cards:

• Discover it® Secured Credit Card: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent each quarter combined. 1% cash back everywhere else. First-year rewards match. $200 minimum refundable security deposit. You can get this card with bad credit/limited credit.
• Credit One Bank® Platinum Visa® for Rebuilding Credit: Annual fee of $75 intro 1st yr, $99 after. 1% cash back on eligible gas and certain other categories. You can get this card with bad credit.
• Capital One Walmart Rewards® Mastercard®: $0 annual fee. 2% cash back at Walmart & Murphy USA fuel stations. You need fair credit or better.
• Shell Gas Card: $0 annual fee. 10 ¢ per gallon discount at Shell gas stations. You can get this card with fair credit.
• Chevron and Texaco Gas Card: $0 annual fee. 37¢ per gallon in fuel credits for the first 90 days. After that, 3¢ per gallon on Regular or Diesel, 6¢ on PLUS and 8¢ on Supreme/Premium through 3/31/2023 (3¢ on all fuel thereafter). You can get this card with fair credit.
• ExxonMobil Gas Card: $0 annual fee. 30¢ per gallon of all types of Synergy fuel for the first 2 months, plus 12¢ per gallon of premium fuel or 10¢ per gallon of other fuel grades at over 11,000 Exxon and Mobil stations. This card requires fair credit.
• Discover it® Student chrome: $0 annual fee. 2% cash back at gas stations and restaurants, up to $1,000 spent per quarter in those categories combined. 1% on all other purchases. Discover matches the cash back you earn year one. Students with limited credit or better can get this card.

The best easy approval gas card for you will depend on where you fill up and how good your credit is. But no matter what card you get, make sure to pay your bill on time every month. That will help you build credit and qualify for one of the best gas rewards credit cards.

The credit score that you need for the Target Credit Card is 640, at a minimum. That means at least fair credit is required for approval. Note that the Target Credit Card can only be used to make Target purchases, in-store and online.

When you apply for a Target Credit Card, your credit score is one of the major factors that the card’s issuer will consider. But it’s not the only factor. Your income, employment status, debts, and housing information matter, too. But your odds of approval are generally higher if you have a credit score above the 640 mark.... read full answer

Here are the Target Credit Card requirements for approval:

• Minimum credit score: 640+ (at least fair credit)
• Age requirement: 18 years old
• Income requirement: Enough to afford monthly payments (wages, investments, etc.)
• Citizenship: Must be a U.S. citizen with a valid Social Security Number
• Bank account requirement: Must have a checking account at a bank in the U.S.

You can apply for the Target Credit Card online or in person at a local Target store. You may be approved instantly if your doesn’t require application additional review. Otherwise, it can take 7-10 business days to receive a decision.

If approved, you will also be able to make purchases right away. You will receive a temporary credit card to use until your actual card arrives.

Here’s what you should know about the Target Credit Card:

The Target Credit Card gives you a 5% discount at Target and Target.com. You’ll also get 30 extra days for returns and free two-day shipping on Target.com orders. The card also offers a $0 annual fee.