Maria Adams, Credit Cards Moderator
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon.com Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
Here are the easiest store credit cards to get:
This is one of the easiest store credit card to get because you can get approved with bad credit. Things you can buy with the Fingerhut Credit Card include clothing, shoes, electronics, garden supplies, tools, and more. Plus, this card will build your credit - it reports to major credit bureaus monthly.
This card is available to people with bad credit. The Montgomery Ward Credit reports to credit bureaus, so it will help you build your credit. The card also offers the Buy Now, Pay Later feature with low monthly payments starting from $10/month. Plus, there’s an opportunity for credit limit increases.
This credit card is available to people with bad credit. Cardholders with an eligible Prime membership are instantly upgraded to the Amazon Prime Store Card Credit Builder and they can earn 2% cash back on their purchases. The card also reports to the three major credit card bureaus.
Although store credit cards usually can’t be used anywhere except for the store they’re branded with, they are a great way to save on some of your biggest purchases. They’re also much easier to get than most rewards cards. Plus, if the card reports to the major credit bureaus every month, you can build up your credit score.
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