Maria Adams, Credit Cards Moderator
@m_adams
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
Here are the easiest store credit cards to get:
- Build Credit: Fingerhut Credit AccountFingerhut Credit AccountLearn MoreLearn More
The Fingerhut Credit Card is one of the easiest store credit card to get because you can get approved with bad credit. Things you can buy with the Fingerhut Credit Card include clothing, shoes, electronics, garden supplies, tools, and more. Plus, this card can help you build your credit because it reports to major credit bureaus monthly.
- Potential for Low APR: Montgomery Ward Credit AccountMontgomery Ward Credit AccountLearn MoreLearn More
The Montgomery Ward Creditis available to people with bad credit. The Montgomery Ward Credit reports to credit bureaus, so it will help you build your credit. The card also offers the Buy Now, Pay Later feature with low monthly payments starting from $10/month. Plus, there’s an opportunity for credit limit increases.
- Online Shopping: Amazon Secured Credit CardAmazon Secured Credit CardLearn MoreLearn More
The Amazon Secured Credit Card is available to people with bad credit. Cardholders with an eligible Prime membership are instantly upgraded to the Amazon Prime Store Card Credit Builder and they can earn 2% back in rewards cash back on their purchases. The card also reports to the three major credit card bureaus.
Although store credit cards usually can’t be used anywhere except for the store they’re branded with, they are a great way to save on some of your biggest purchases. They’re also much easier to get than most rewards cards. Plus, if the card reports to the major credit bureaus every month, you can build up your credit score.
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