The easiest travel credit card to get is the Bank of America Travel Rewards Credit Card for Students because it approves people with limited credit history. This BofA travel credit card comes with an initial bonus of 25,000 points after spending $1,000 in the first 3 months, which equals about $250 when redeemed for travel. You'll earn 1.5 - 3 points / $1 spent in various categories, with travel purchases earning the most. As the name might suggest, however, this credit card is for students.
If you're not a student, the LATAM Secured Credit Card is the easiest travel credit card to get because people with bad credit can get approved. This card does have limitations with its travel rewards program, however - you can only use your accrued points for flights on LAN Airlines and TAM Airlines. These airlines (known as LATAM, combined) form the largest airline in South America, which means it's great for getting from the U.S. to places in South America, but you're out of luck if you want to go to Europe. Because this is a secured credit card, the required deposit is the amount of your credit limit, and there's an annual fee of $25 (waived the first year).
The easiest credit card to get with no credit is the OpenSky® Secured Visa® Credit Card because there’s no credit check when you apply. As long as you’re 18 or older, can afford at least a $200 deposit, and can make monthly bill payments, you’ll probably get approved. With secured credit cards, your limit is usually the amount of your initial deposit. The OpenSky® Secured Visa® Credit Card has a $35 annual fee.… read full answer
The easiest unsecured credit card to get with limited credit is the Capital One Platinum Credit Card. The major upsides to this credit card are its $0 annual fee and its possibility of a credit line increase after only 6 months. However, the regular APR is a steep one at 26.99% (V), so it’s best not to carry a balance on this card.
Another good travel card for bad credit is the SKYPASS Secured Credit Card. It offers 5,000 miles just for making your first purchase, and you also receive 1,000 bonus miles at renewal. This card gives 1 mile per $1 spent on all purchases, but it has a $50 annual fee.
There aren’t really many other travel branded credit cards for bad credit. But there are some general secured cards that could work well instead. The Navy Federal Credit Union nRewards® Secured Credit Card is a good choice because it has rewards (1 point per $1 spent) and comes with 0% foreign transaction fees and a $0 annual fee.
All of these cards report to the major credit bureaus every month. So, they’ll all help you improve your credit if you pay your bills on time.
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