WalletHub, Financial Company
@WalletHub
One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.
Easiest Unsecured Credit Cards to Get Approved For
- Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
- Capital One Platinum Credit Card: No Credit
- Capital One SavorOne Student Cash Rewards Credit Card: Students
- Capital One Spark Classic for Business: Small Business
The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.
Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.
To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for.

Credit One Bank® Platinum Visa® for Rebuilding Credit
Celia George, Member
@celiag_2
While you still have bad credit (which I did at one time), you are going to have to pay a fee to get an unsecured card. And I paid those fees. I never, even with my 537 credit score - never had a secured card.
I went with the cards for bad credit, with fees and high interest, and very low limits. I charged, and immediately paid them off. It is now two years later, and I have any card that I want - and a 749 credit score. I would never get a secured card - the unsecured are too easy to get. The high fees are your cost of rebuilding your credit... just my two cents worth.
Kay Trine, Member
@kay_trine
You don't have a lot of options there, but I think the Fingerhut credit card is pretty easy to get approved for. And Credit One Bank also had a couple of unsecured credit cards for people with poor credit.

@chandan_mishra: You don't have a lot of options there, but I think the Fingerhut credit card is pretty easy to get approved for. And Credit One Bank also had a couple of unsecured credit cards for people with poor credit.
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Spencer R, Member
@autodude56
Credit one has my wrong account number wrong paydates and they are hard to dispute BOTTOM LINE IS CREDIT ONESUCKS
chucky0940, Member
@chucky0940
Citibank... Secured Credit Card. No Fee. Got it with 550. Now at 599 after a month!
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Another good card is Kohls department store charge card, It has no fees other than late payment fees and can help you to build credit while allowing you to shop at their store and repay debts in installments.