What is the easiest USAA credit card to get?

The USAA credit score requirement is 700 for all cards, which means that people with good credit or better have high approval odds.

If your credit score is below the threshold needed for a credit card from USAA, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.

USAA Credit Score Requirements by Card

• USAA® Rewards™ American Express® Card: 700 (Good credit)
• USAA® Preferred Cash Rewards Visa Signature® Card: 700 (Good credit)
• USAA® Rewards™ Visa Signature® Card: 700 (Good credit)
• USAA® Cashback Rewards Plus American Express® Card: 700 (Good credit)
• USAA® Rate Advantage Visa Platinum® Card: 700 (Good credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a USAA credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

USAA does not offer any credit cards for bad credit (a credit score below 640). All USAA credit cards require good credit for approval, which means a credit score of at least 700.

There are, however, credit cards for bad credit available from other issuers that are quite easy to get. Using one of those cards responsibly may eventually help you qualify for a USAA credit card.… read full answer

The average USAA credit limit is $1,000 for secured cards and $3,000-$5,000 for unsecured cards.

USAA also offers a maximum credit limit of $50,000 across all of its cards.

If you're not satisfied with your credit limit, or your credit utilization is too high, you can request an increase for most of the USAA credit cards (except the Classic or Secured ones) … read full answeronline.

Keep in mind, though, that requesting an increase can result in a hard pull on your credit report.

But you can avoid that, because USAA also increases credit limits every 12 months automatically, if you're eligible. You have the best chance for an automatic increase if you always pay your balance in full and on time.