The easiest Wells Fargo credit card to get is the Wells Fargo Business Secured Credit Card because even people with bad credit can get approved. When you make a deposit to open the account ($500 min.), you’ll get a credit limit equal to that deposit, up to $25,000. The annual fee is $0.
To qualify for a business credit card, you need a Social Security number, but you don’t need an EIN. So if you earn income as a contractor, and you file your taxes as a sole proprietor, then you likely qualify for this card even if you don’t have an EIN issued by the IRS.
Other easy Wells Fargo credit cards to get include several co-branded store cards for fair credit. Those include the Dillard’s Store Card, the Kirkland’s Credit Card, and the American Furniture Warehouse Credit Card. Wells Fargo used to have a secured consumer credit card, but it’s been discontinued.
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