The easiest credit cards for students to get are student credit cards for applicants with limited or no credit history and secured credit cards, which are available to people with no credit or even bad credit. Since college students tend to have higher incomes in the long term, issuers are willing to extend them better offers than most people without established credit could get. Think of it as an investment in a student’s future financial needs, which could prove quite profitable for a bank that gets in on the ground floor.
In general, student credit cards allow young people to begin building credit before entering the real world. If you use your card responsibly and pay your bills on time, you should be able to get a better deal once you graduate. And that’s true whether you’re starting with a student credit card or a secured card.
Popular Student Credit Cards in October 2023
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Capital One SavorOne Student Cash Rewards Credit Card
I love the Discover it® Student Cash Backcard. You get dollar for dollar match for all the cash back you've earned at the end of your first year, 1% cash back on all purchases, and 5% at different places each quarter.
You can generally apply for a student credit card online or at a branch. In some cases, you can also apply over the phone, depending on the card. To be eligible for approval, applicants must be at least 18 years old, earn enough income to afford monthly bill payments, and have limited credit or better (just not bad credit).
To fill out a student credit card application, you will need to provide your annual income, your...
A student credit card is a card designed specifically for college students with limited credit history or better in general. Student credit cards are easier to get than the average credit card, and they usually have $0 annual fees, rewards, and minimum credit limits of $300 or so. Some student credit cards offer low introductory APRs, but the regular APR on student credit cards tends to be above average.
Students generally have less credit history and...
Yes, student credit cards are easier to get than most other credit cards if the applicant is a college or graduate student with enough income to pay credit card bills. Student credit cards approve applicants with limited/no credit, so students will meet the credit score requirement provided they don’t have a bad score.
In addition, applicants must be at least 18 years old with a U.S. mailing address to get approved for a student...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Bank of America® Unlimited Cash Rewards credit card for Students, Chase Freedom® Student credit card, Bank of America® Travel Rewards credit card for Students, Journey Student Rewards from Capital One, and Bank of America® Customized Cash Rewards credit card for Students
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