Which European credit cards can I use in the U.S.?

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Sebi Mitchell, Credit Cards Moderator

@sebim • 06/07/21 This answer was first published on 06/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best European credit cards that you can use in the U.S. are on the Visa and Mastercard network. That’s because other networks might not be as widely accepted in the United States.

And since most European credit cards belong to either Visa or Mastercard, you should pick one that doesn’t have a foreign transaction fee. These cards are ideal for travel because they don’t charge you extra when paying in another currency.

Before you go, make sure to inform your bank that you are traveling to the U.S., especially if you don’t do it frequently. Otherwise, your credit card issuer might misinterpret your overseas spending as fraud and block your card.

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