Marshall Jamieson, WalletHub Finance Consultant
@bergman77
The most exclusive business credit card is the American Express Business Platinum card. It offers 120,000 points for spending $15,000 within 3 months. The American Express Business Platinum card annual fee rings in at $695.
However, there are plenty of other exclusive business credit cards. So make sure you research the features, bonuses and fees of each card until you find the right one for your business’ needs.
Here are some of the most exclusive business credit cards:
- Rates & FeesTerms ApplyBest Overall The Business Platinum Card® from American ExpressThe Business Platinum Card® from American ExpressLearn MoreLearn Moreon issuer's website
The American Express Business Platinum card offers 120,000 points for spending $15,000 within 3 months. You can also earn 1 - 5 points per $1 on eligible purchases. The American Express Business Platinum card annual fee rings it at $695.
- Best for Cash Back Capital One Spark Cash PlusCapital One Spark Cash PlusLearn MoreLearn More
Capital One Spark Cash Plus gives you $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. In addition, it offers 2 - 5% cash back on purchases. It has a $150 annual fee.
- Best 0% APR Offer U.S. Bank Business Platinum CardU.S. Bank Business Platinum CardLearn MoreLearn More
The U.S. Bank Business Platinum Card has an intro APR of 0% for 18 billing cycles. The regular APR is 16.99% - 25.99% (V). It has a $0 annual fee.
- Rates & FeesBest for Travel Purchases Costco Anywhere Visa® Business Card by CitiCostco Anywhere Visa® Business Card by CitiLearn MoreLearn Moreon issuer's website
The Costco Business Credit Card offers 4% cash back on eligible gas for the first $7,000 per year, 3% on restaurants and travel, 2% on Costco and Costco.com purchases, 1% on all other purchases. In addition, it has a $0 annual fee.
It is worth noting that most of these credit cards require excellent credit for approval. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.
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