A good or excellent credit score is needed for a Farmers Credit Card.
But Comenity Bank, the card’s issuer, will also take other factors into consideration when deciding about your application, such as your income, existing debts and overall creditworthiness.
Keep in mind that applying for a Farmers Credit Card could result in a hard pull on your credit. This may lower your credit score for a short period of time, so make sure you qualify for it.
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