Maria Adams, Credit Cards Moderator
One of the credit cards with the fastest approval is the OpenSky® Secured Visa® Credit Card because it has no credit check. OpenSky just has to validate your identity, income and a few other details. The card has a $35 annual fee.
It’s worth noting, though, that fast approval isn’t guaranteed. The so-called "instant approval credit cards" will evaluate applications in real time so that most people are able to get a decision – either approved or denied – right away. However, if a credit card issuer is unable to validate your identity, they may request additional information and take a few days to process the application.
Some of the Credit Cards with the Fastest Approval
You can also check our editors’ latest picks for the best instant approval credit cards on the market to weigh your options.
OpenSky® Secured Visa® Credit Card
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