Which credit card has the fastest approval? This question is about the OpenSky® Secured Visa® Credit Card

One of the credit cards with the fastest approval is the OpenSky® Secured Visa® Credit Card because it has no credit check. OpenSky just has to validate your identity, income and a few other details. The card has a $35 annual fee. It’s worth noting, though, that fast approval isn’t guaranteed. The so-called "instant approval credit cards" will evaluate applications in real time so that most people are able to get a decision – either approved or denied – right away. However, if a credit card issuer is unable to validate your identity, they may request additional information and take a few days to process the application. Some of the Credit Cards with the Fastest Approval No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's websiteNo Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's websiteBad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn MoreGood Credit: Capital One Quicksilver Cash Rewards Credit CardCapital One Quicksilver Cash Rewards Credit CardLearn MoreLearn More You can also check our editors’ latest picks for the best instant approval credit cards on the market to weigh your options.

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Which credit card has the fastest approval?

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This question is about the OpenSky® Secured Visa® Credit Card

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Maria Adams, Credit Cards Moderator

@m_adams • 08/22/22 This answer was first published on 08/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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One of the credit cards with the fastest approval is the OpenSky® Secured Visa® Credit Card because it has no credit check. OpenSky just has to validate your identity, income and a few other details. The card has a $35 annual fee.

It’s worth noting, though, that fast approval isn’t guaranteed. The so-called "instant approval credit cards" will evaluate applications in real time so that most people are able to get a decision – either approved or denied – right away. However, if a credit card issuer is unable to validate your identity, they may request additional information and take a few days to process the application.

Some of the Credit Cards with the Fastest Approval

No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
No Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
Good Credit: Capital One Quicksilver Cash Rewards Credit CardCapital One Quicksilver Cash Rewards Credit CardLearn MoreLearn More

You can also check our editors’ latest picks for the best instant approval credit cards on the market to weigh your options.

Answer Question

I need a credit card today. Which should I apply for?

If you need a credit card today, you should apply for either an American Express card, a Capital One card or one of the store cards that offer instant use. While it’s pretty common to get approved for a credit card the same day if you apply online, you’ll still usually have to wait another 7-10 business days before your card comes to use it.

All American Express cards give you the potential for an instant card number...

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What's the easiest unsecured credit card to get approved for?

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.

Easiest Unsecured Credit Cards to Get Approved For

Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
Capital One Platinum Credit Card: No Credit
Capital One SavorOne Student Cash Rewards Credit Card: Students
Capital One Spark Classic for Business: Small Business

The easiest unsecured credit cards to get...

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