Is there a Fidelity Credit Card $200 bonus offer?

The best 2% cash back credit card is the Wells Fargo Active Cash® Card because it has a $0 annual fee and gives unlimited 2% cash rewards on purchases. It also offers an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months.

For a rewards credit card, 2% cash back on everything is about the best you can aim for. That’s why Wells Fargo Active Cash is one of the best credit cards on the market right now. But there are a few other great 2%+ cash back credit cards to consider when shopping for the best deal.… read full answer

Best 2% Cash Back Credit Cards

At the end of the day, Wells Fargo Active Cash is the best 2% cash back credit card because it offers an unlimited 2% cash rewards rate on all purchases. Most 2 percent cash back credit cards put a cap on the amount you can earn with a 2%+ rate. Or they only give the rate on certain categories of purchases.

The best unlimited cash back credit card is the Wells Fargo Active Cash because it gives 2% cash rewards on all purchases with no spending limit and no earning cap. Cardholders also earn $200 cash rewards after spending $1,000 in the first 3 months.

Best Unlimited Cash Back Credit Cards

An unlimited cash back credit card gives cash back rewards on all purchases, with no caps on the amount you can earn. There are also some cash back credit cards that offer unlimited rewards in specific spending categories but not others. And on many cards, but not all, cash back rewards never expire.

You will need good or excellent credit to qualify for many of the best unlimited cash back credit cards. However, there are worthwhile cards available for students and people with average credit, too. Even people with bad credit can find cards with unlimited 1% cash back on all purchases.

Just be careful not to overspend on your card for the sole purpose of earning cash back. If you carry a balance or are unable to make payments, the interest charges and any late fees can quickly cancel out any cash back rewards you’ve earned. That said, many unlimited cash back credit cards offer additional perks and features. So, you can shop around for things like an initial bonus or a 0% APR along with your unlimited cash back earnings.