Is there a Fidelity Credit Card $200 bonus offer?

The best 2% cash back credit card is the Citi® Double Cash Card – 18 month BT offer. Citi Double Cash is the best 2% cash back credit card because it has a $0 annual fee and gives unlimited 1% cash back when buying something plus another 1% when paying for it, for a total of 2% cash back on all purchases.… read full answer

For a rewards credit card, 2% cash back on everything is about the best you can aim for. That’s why Citi Double Cash is one of the best credit cards on the market right now. But there are a few other great 2%+ cash back credit cards to consider when shopping for the best deal.

Best 2% Cash Back Credit Cards

At the end of the day, Citi Double Cash is the best 2% cash back credit card because it offers an unlimited 2% cash back rate on all purchases. Most 2 percent cash back credit cards put a cap on the amount you can earn with a 2%+ rate. Or they only give the rate on certain categories of purchases.

The best unlimited cash back credit card is the Citi Double Cash Card because it gives 2% cash back on all purchases with no spending limit and no earning cap. Cardholders earn 1% cash back at the point of sale and an additional 1% when paying the bill.

An unlimited cash back credit card gives cash back rewards on all purchases, with no caps on the amount you can earn. On many cards, but not all, cash back rewards also never expire. Many unlimited cash back credit cards offer additional perks and features. So, you can shop around for things like an initial bonus or a 0% APR along with your unlimited cash back earnings.… read full answer

There are also some cash back credit cards that offer unlimited rewards in specific spending categories but not others.

You will need good or excellent credit to qualify for many of the best unlimited cash back credit cards. However, there are worthwhile cards available for students and people with average credit, too. Even people with bad credit can find cards with unlimited 1% cash back on all purchases.

• Best for everyday spending: Citi Double Cash Card
• Best for initial bonus: Wells Fargo Cash Wise Visa® card
• Best for excellent credit: Alliant Cashback Visa® Signature Credit Card
• Best for 0% APR: Chase Freedom Unlimited®
• Best for gas purchases: Blue Cash Preferred® Card from American Express
• Best for dining/entertainment: Capital One® Savor® Cash Rewards Credit Card
• Best for small businesses: Capital One® Spark® Cash for Business
• Best for fair/limited credit: Capital One QuicksilverOne Cash Rewards Credit Card
• Best for students: Journey Student Rewards from Capital One

An unlimited cash back credit card is ideal for everyday spending and can save you hundreds of dollars every year. But be careful not to overspend on your card for the sole purpose of earning cash back. If you carry a balance or are unable to make payments, the interest changes and any late fees can quickly cancel out any cash back rewards you’ve earned.

It’s also useful to note that on all of the best unlimited cash back credit cards aside from the Citi Double Cash Card and the Alliant Cashback Visa® Signature Credit Card, rewards never expire as long as the account is open. On the Citi Double Cash Card, they expire after 12 months of no activity (no purchases or payments made). On the Alliant Cashback Visa® Signature Credit Card, they expire if they’re not redeemed after 4 years.