How do I apply for the Fidelity 529 Credit Card?

The Fidelity® Credit Card mainly uses the TransUnion credit bureau for approval. When applying for the card, a hard inquiry will be conducted.

After approval, the Fidelity® Credit Card will report to the three major credit bureaus: Experian, TransUnion and Equifax.

The Fidelity® Credit Card doesn't offer a signup bonus. The card does, however, offer 2 points per $1 spent without limitations or expiration. It also has travel discounts, beverage credits and special offers at premium retailers.

You can deposit your points into one account or divide them among multiple accounts. What’s more is that you can even fund someone else's account, too. Plus, this card has a $0 annual fee.… read full answer

Good Credit Cards with a Signup Bonus

Considering the fact that the minimum requirement for this card is an excellent credit score, this isn't the best credit card with rewards out there. However, if you’re looking for a credit card that offers a signup bonus and good rewards rates, you’re not out of options:

For more options, you can check out our editors’ latest picks for the best credit card sign-up bonuses on the market to see which one suits your needs better.

The Fidelity® Credit Card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Fidelity® Credit Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Fidelity® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Fidelity® Credit Card credit score requirement. You can check your credit score for free on WalletHub.