What are the Fidelity Visa benefits?

The benefits that come with the Fidelity Visa card are purchase protection, rental car insurance, lost luggage insurance, travel accident insurance, extended warranty, and warranty management, travel and emergency assistance, and roadside dispatch. You’ll also have access to Visa Checkout, hotel and transportation discounts, special sports and entertainment events, and the Visa Signature concierge.

Top Fidelity Visa Benefits:

• Purchase Protection (also called Purchase Security): Covers eligible purchases for 90 days in case of theft, fire damage, vandalism, water, or weather. Up to $500 per claim and $50,000 per cardholder.
• Warranty Manager: Helps cardholders manage and extend warranties on eligible purchases made with the card. Extended warranty doubles an existing manufacturer’s warranty on a covered purchase, up to 1 extra year. Coverage up to $10,000 per claim and $50,000 per cardholder.
• Rental Car Insurance: Covers rental vehicles in the case of collision or theft up to the actual cash value of most vehicles, as long as the rental is purchased with the card and you’ve turned down the rental car insurance coverage offered by the rental company.
• Travel and Emergency Assistance: Call 800-992-6029 to receive help connecting to emergency resources, 24 hours a day, 7 days a week. You will be responsible for the cost of these resources, but the assistance call is free.
• Lost Luggage Insurance: Reimburses you for luggage lost while traveling on a common carrier, as long as the loss is due to the common carrier’s mishandling. Covers up to $3,000 per trip.
• Worldwide Automatic Travel Accident Insurance: Provides insurance due to accidental loss of life, limb, sight, speech, or hearing while riding or entering/exiting a common carrier, as long as the trip was purchased with the card. Covers up to $250,000.
• Roadside Dispatch: Call 800-847-2869 for pay-per-use roadside dispatch services, including tire changes, jump starts, locksmith services, delivery of up to 5 gallons of fuel, standard winching services, and up to 5 miles of towing.

These benefits are available through Visa Signature, though Fidelity is responsible for choosing which Signature benefits cardholders get, and they could change at any time. In other words, this list is accurate right now, but it’s a good idea to double-check your benefits guide before you make decisions based on any of the above benefits.