Maria Adams, Credit Cards Moderator
The First Access Card minimum payment is $40 or 5% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $40, the First Access Card minimum payment will be equal to the balance. In addition, if you recently missed a payment or exceeded your credit limit, First Access Card may add a late fee or the overlimit amount to your minimum payment.
The minimum payment is the smallest amount you’re obligated to pay by the due date for your First Access Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.
First Access Visa® Card
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