How do I get the First Access Visa sign-up bonus?

The First Access Card credit limit is $300 or more. Everyone who gets approved for First Access Card is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.… read full answer

The First Access Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the customer service number on the back of your card, but it’s best not to do that more than once a year. First Access Card will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with First Access Card.

To activate a First Access Card, call the number on the activation sticker that’s attached to the card or go to the First Access activation website, which will also be noted on the sticker.

Your new First Access Card will be ready to make purchases in just a few minutes no matter which method you use to activate it. First Access Card does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.… read full answer

How to Activate a First Access Card

1. By phone: Call 1 (888) 267-7980 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your First Access Card.
2. On the website: Log in to your First Access account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your phone number, card number, and Social Security number. Activate your First Access Card as instructed.

Your new First Access Card will be available for purchases immediately after activation. If you have any trouble activating your card, customer service can always help you out. You can give them a call at 1 (888) 267-7980.

It can take up to fourteen days for a First Access payment to post.

You may use services such as Western Union or MoneyGram or other electronic payment services to take your payment and provide it to them within one business day, eliminating the payment hold of up to fourteen days. Bring a copy of your First Access Card statement to provide the payee name (“First Access Card”), your account number, and the remittance address. Please note that the electronic payment service provider may charge a fee for this service. … read full answer