How can I get a First Access cash advance?

This question is about the First Access VISA® Credit Card

WalletHub, Financial Company

@WalletHub 04/16/21 This answer was first published on 04/16/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report

To get a First Access VISA® Credit Card cash advance:

Call Total Card Inc customer service at 1 (888) 267-7980 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.

Before you take out a First Access Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a $0 the 1st yr, 3% (min $10) after cash advance fee. There’s also a separate cash advance APR of 34.99% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

First Access VISA® Credit Card

2,552 Reviews

Learn More

Frieda Reiss, Credit Card Fanatic

@freiss 06/05/19 This answer was first published on 06/05/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report

You can get a First Access cash advance from any ATM, but that might not be a good idea. Cash advances are really expensive. With this card in particular you will get charged a cash advance APR of 34.99% that begins accruing immediately, plus a cash advance fee that is $0 the 1st year and 5% (minimum $5) after.

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.