What is the First Digital Card concierge benefit? This question is about the First Digital Mastercard®

What is the First Digital Card concierge benefit?

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This question is about the First Digital Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 10/26/22 This answer was first published on 10/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There is no First Digital Card concierge benefit. Cardholders with questions about their account can call 1 (844) 358-0074 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.

A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although First Digital Card does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular cards that have a concierge are The Platinum Card® from American Express and Chase Sapphire Preferred® Card.

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Does First Digital Mastercard do a hard pull?

Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.

There is no way to get pre-approved for the First Digital Mastercard. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage ... read full answer here.

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How do I cancel my First Digital Mastercard?

You can cancel your First Digital Mastercard by calling 1-888-796-6887 or the number on the back of your card.

You could also send a request to cancel your card via mail to the following address:

PO Box 85650
Sioux Falls, SD 57118
(844) 358-0074

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How do I get a First Digital Mastercard credit limit increase?

You can get a First Digital Mastercard credit limit increase online or by calling 1-844-358-0074.

It's important to note that with every credit limit increase comes a fee, which is 25% of the amount of the increase.

Limit increases are available after the account has been open for 12+ months with six consecutive months of on-time payments.... read full answer

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