What is First Digital Card minimum payment? This question is about the First Digital Mastercard®

What is First Digital Card minimum payment?

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This question is about the First Digital Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 11/18/22 This answer was first published on 11/18/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The First Digital Card minimum payment is $41 or 5% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $41, the First Digital Card minimum payment will be equal to the balance. In addition, if you recently missed a payment or exceeded your credit limit, Synovus Bank may add a late fee or the overlimit amount to your minimum payment.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your First Digital Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.

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How do I make a First Digital Card payment?

You can make a First Digital Mastercard® payment online, by phone, through the Synovus Bank mobile app or by mail. To pay a First Digital Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Synovus Bank does allow cardholders to set up automatic payments, too.

Ways to Make a First Digital Card Payment

By phone: Call...

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Does First Digital Mastercard do a hard pull?

Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.

There is no way to get pre-approved for the First Digital Mastercard. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce...

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How do you find the minimum payment on a credit card?

You can find the minimum payment on a credit card by looking at your monthly statement. Additionally, you might find this information in your online banking account, or by calling the number on the back of your card.

The minimum payment is calculated differently by each issuer, but it’s generally a fixed amount or a percentage of the cardholder’s balance plus interest and fees, whichever is greater. For example, the minimum payment for a Chase credit card is...

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