You can make a First Digital Mastercard® payment online, by phone, through the Synovus Bank mobile app or by mail. To pay a First Digital Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Synovus Bank does allow cardholders to set up automatic payments, too.
Ways to Make a First Digital Card Payment
By phone: Call 1 (844) 358-0074 and enter your card information when prompted, then follow the prompts to make a credit card payment.
Online: Log in to your online account and click on find the payment button.
Through the mobile app: Log in to your account and select your card, then the payment button.
By mail: Send a check or money order (but not cash) to
P.O. Box 23045
Columbus, GA 31902
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.
There is no way to get pre-approved for the First Digital Mastercard. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage … read full answerhere.
Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.
Here’s Why The First Digital Card is Legit
It is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating.… read full answer
Rated 1/5 stars by WalletHub editors.
3.2 / 5 average user rating on WalletHub.
Reports to all three of the major credit bureaus: Equifax, Experian, and TransUnion.
Ultimately, it is worth noting that the First Digital Card is on the Mastercard credit card network. So, it can be used virtually anywhere credit cards are accepted, as Mastercard benefits from extensive worldwide acceptance.
It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.… read full answer
In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.
To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.
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