Chip Lupo, Credit Card Writer
@CLoop
The First National Bank of Omaha categories for bonus credit card rewards are Travel and Icelandair purchases, depending on the card. When cardholders make purchases that qualify for their First National Bank of Omaha card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.
First National Bank of Omaha Credit Card Categories for Bonus Rewards
- Icelandair Credit Card: Icelandair purchases
- Icelandair Credit Card with No Annual Fee: Icelandair purchases
- Yale University Credit Card: Travel
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “Travel,” for example, purchases made at that merchant with cards that include “Travel” as a bonus category will earn bonus rewards.
If you’re looking to get a rewards credit card from First National Bank of Omaha, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. Alternatively, you might want to get a card that offers a flat rewards rate on all purchases, like the Ducks Unlimited Credit Card.
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