Sue Patterson, WalletHub Analyst
You can only get a First Premier Bank $700 credit limit if you’ve received an offer in the mail for one of their unsecured credit cards or if you put down a $700 deposit for the First PREMIER® Bank Secured Credit Card. Otherwise, if you apply for an unsecured First Premier credit card, your credit limit will most likely be $300.
It is also worth noting that you won’t get to enjoy the full credit limit right away, as the monthly and annual fees will take away from that limit immediately. The amounts of these fees will depend on your creditworthiness.
Alternative Credit Card Option:
A First Premier Bank credit card isn’t the best option for people trying to build or rebuild their credit. But there are plenty of other credit cards for people with bad credit to choose from.
For instance, the Surge Credit Card is a great option for those looking for a high credit limit, even with bad credit. This card's starting credit limit ranges from $300 to $1,000, based on the applicant’s creditworthiness.
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