How do I check my First PREMIER Bank credit card balance?

You can make a First PREMIER Bank credit card payment online, by phone, through the First PREMIER Bank mobile app, by mail or at a branch. To pay a First PREMIER Bank credit card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. First PREMIER Bank does not allow cardholders to set up automatic payments, too.… read full answer

Ways to Make a First PREMIER Bank Credit Card Payment

• By phone: Call 1-800-987-5521 and enter your card information when prompted.
• Online: Log in to your online account and find the payment button.
• Through the mobile app: Log in to your account and select your card, then tap the payment button.
• By mail: Send a check or money order (but not cash) to

  First PREMIER Bank

  PO Box 1348

  Sioux Falls, SD 57101-1348.

  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

• At a branch: You can make a payment at any First PREMIER Bank branch during normal business hours.

To talk to First PREMIER Bank customer service, call 1-800-987-5521 and then press 1 to receive instructions in English and enter the last 4 digits of your credit card number. This process will get you in contact with a live First PREMIER Bank representative who should be able to answer your questions or direct you to the appropriate department.… read full answer

How to Talk to First PREMIER Bank Customer Service by Phone

1. Call the First PREMIER Bank customer service phone number at 1-800-987-5521.
2. Press 1 to receive instructions in English.
3. Enter the last 4 digits of your credit card number.
4. Speak to the live representative.

If you can't or don't want to talk to First PREMIER Bank customer service over the phone, you can also contact them online or at a local branch.

No, First Premier balance transfers are not allowed. The First Premier Bank Mastercard is this bank’s only credit card offering, and it’s for people with bad credit. Like most unsecured credit cards for bad credit, the First Premier credit card doesn’t allow balance transfers, its limits are low, and its fees are high.… read full answer

The most expensive First Premier Bank Mastercard annual fee comes in the first year: $75-$125, depending on your credit limit. Every year after that costs $45-$49 in annual fees. The first year comes with no monthly fees, but you’ll pay $5.85-$10.40 per month after that. The card’s 36% APR is the highest rate on the market right now, and you’ll pay a program fee for opening the account.

If you have bad credit and you’re hoping to qualify for a balance transfer credit card, your options will be limited until your credit score improves. Credit card companies don’t want to risk giving a credit line to someone who hasn’t yet proven they can handle it responsibly. Some secured credit cards allow balance transfers, but only up to the amount of your credit limit, which equals the amount of the card’s required deposit. If you have the money to make a deposit on a secured card in the amount of your debt, you should probably pay the debt itself.