First thing you should know about getting a First Premier Bank credit card cash advance is that you will be able to get a cash advance at virtually any ATM, provided you have a PIN. You can get a PIN by calling the number on the back of your card.
The First Premier cash advance fee depends on which credit card offer you get. It can be as low as 3% or $2 (max. $10), whichever is greater. Or, it can be as high as 5% or $8 with no maximum. So be sure to check your First Premier Credit Card’s terms and conditions before you do a cash advance. You also have to worry about interest, which will start accruing on the same day you take out the cash.
That depends on the First Premier credit card you have. For unsecured cards, cash advance limits depend on the actual limit they assign to you.
You can see that limit on your statement or find it by calling the number on the back of your card.
If you have a secured card, you can only take out 10% of your initial deposit as a cash advance for the first 90 days. Either way, First Premier Bank cash advances are awfully expensive, so avoid them at any cost.… read full answer
To do a Citibank cash advance, you can either withdraw funds from an ATM or visit a local Citibank branch and ask the teller for a cash advance. For ATM transactions, you will need to request a 4-digit PIN from Citi customer service if you did not receive one after being approved for an account. Lastly, you can use convenience checks (checks that access your card’s credit line) to make a cash withdrawal. Depending on your credit standing, you may be able to withdraw up to 50 percent of your credit limit.… read full answer
Cash advances are expensive, so it’s best to avoid them whenever possible. That’s true with all credit card companies, and Citibank is no exception. Citi’s cash advance fee is 5% of the amount withdrawn, and it can’t be lower than $10. There may be additional bank fees if you withdraw cash from an ATM.There’s also a separate APR for cash advances. It’s typically higher than the card’s regular APR.
The Citibank cash advance APR can be as high as 27.49% (V), depending on the card and your creditworthiness. Cash advances accumulate daily interest from the time you make the transaction, with no grace period. New interest is added on top of any existing interest charges each day. So it’s best to pay off your Citibank cash advance as soon as you can, or better yet, just stay away from cash advances altogether.
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