Robert W Polk, Community Moderator
@robert.polk
To get a First Premier Bank credit limit increase, the account needs to be open for at least 13 months and kept in good standing, with on-time bill payments and no maxed-out credit limit. Eligible First Premier cardholders may qualify for a credit limit increase upon request, though there is a fee equal to 25% of the increase amount. You can request a higher limit online or by phone.
How to Get a First Premier Bank Credit Limit Increase
- Log into your First Premier account online.
- Click “Credit Limit Increase” on the left side of the page.
- Select your account.
- Click “Request Increase” and follow the prompts.
- Get a response by mail within 14 days.
Another way to request a credit limit increase on your First Premier Bank credit card is by calling First Premier at 1-800-987-5521 to reach customer service.
Roxanne Wilson, Member
@roxanne_wilson
You need at least 13 months with the card before you can be considered. But they'll never give it automatically. You have to request it. What's worse is, if you get accepted, you will be charged a fee equal to 25% of the difference between your old and new limits.
David Osborn, Member
@osborn_david
Simply call the number on the back of your card, but I am not sure it's worth it. You can apply for a credit limit increase on your First Premier card any time, but can't receive an increase until you have been a customer for 13 months.
Increases range between $100 and $200 and they will charge you 25% of the amount by which the limit is increased. I'd say go for a better credit card if you improved your credit. There are so many options. It's not worth increasing the limit on such an expensive card.
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