No, you can't get cash back with your First PREMIER® Bank Platinum Credit Card. In fact, this card didn’t offer any rewards at all. What is also worth noting is that the First PREMIER® Bank Platinum Credit Card is no longer available to new applicants.
There are plenty of other cash back credit cards to consider, though. You can start your search with WalletHub’s editors’ picks for the best cash back credit cards on the market. It’s good to compare multiple options before submitting an application, to ensure that you get the most bang for your buck.
Lastly, if you’re thinking of “cash back” as a way to simply withdraw money, then yes, you could use this card for a cash advance. But cash advances with First PREMIER® Bank Platinum Credit Card were extremely expensive, as it happens with all credit cards. Unlike regular APRs, cash advance APRs don’t benefit from a grace period, so interest starts accruing immediately. Plus, withdrawals come with hefty cash advance fees.
To get a First Premier Bank credit limit increase, the account needs to be open for at least 13 months and kept in good standing, with on-time bill payments and no maxed-out credit limit. Eligible First Premier cardholders may qualify for a credit limit increase upon request, though there is a fee equal to 25% of the increase amount. You can request a higher limit online or by phone.… read full answer
How to Get a First Premier Bank Credit Limit Increase
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