How can I get pre-approved for the First Premier Bank Platinum Mastercard?

This question is about the First PREMIER® Bank Platinum Credit Card

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts 06/23/21 This answer was first published on 06/23/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The only way to get pre-approved for the First PREMIER® Bank Platinum Credit Card is if First Premier Bank considers you a good candidate and sends you a pre-approved mail offer.

After receiving a pre-approved offer, you can apply for the card by entering your confirmation number on First Premier Bank's dedicated web page. If you can't find your confirmation number, you can look it up online by entering some of your personal contact information and the last 4 digits of your Social Security Number.

Getting a pre-approved offer doesn't affect your credit score, since it only triggers a soft inquiry on your credit. If you apply for the First PREMIER® Bank Platinum Credit Card, a hard inquiry will be triggered, which can lower your credit score for a short period of time. Keep in mind that pre-approval indicates you have good odds of approval, but it doesn't guarantee it.

People also ask

How long does it take to receive the First Premier Bank Platinum card?

It generally takes 7-10 business days to get a new First Premier Bank credit card after being approved for an account.

However, this particular card is no longer available to new applicants. You can compare similar offers here or try our new CardAdvisor tool for a personalized recommendation.

How can I get a First Premier Bank credit limit increase?

You can request a First Premier Bank credit limit increase by logging into your First Premier account online and clicking “Credit Limit Increase” on the left side of the page. Then, select your account and click “Request Increase.” You will get a response by mail within 14 days. Another way to request a credit limit increase on your First Premier Bank credit card is by calling First Premier at 1-800-987-5521 to reach customer service.… read full answer

If you have demonstrated responsible payment behavior, they may grant you an increase. If they give you a credit limit increase, however, keep in mind that First Premier will charge you a fee equal to 25% of the credit limit increase. So you won’t even get to enjoy the full increase.

Another thing to keep in mind is that First Premier might give you a credit limit increase without you asking for one. People in online forums have reported that First Premier Bank has increased their credit limit without them requesting it, and they still got charged the 25% fee. So if you have this card, beware – it already charges a lot of fees, and this is just one more.

show less

How can I get a First Premier Bank Platinum card cash advance?

You should be able to get a First Premier Bank Platinum cash advance from most ATMs, as long as you’ve obtained an account PIN from First Premier. You can get a PIN by calling 1 (800) 501-6535.

Just remember that credit cash advances are really expensive. First Premier Bank cash advances, in particular, are awfully expensive, so avoid them at any cost. … read full answer

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.