For the first year, the First Premier credit card annual fee date coincides with the day your credit account is open. Once you pay it off, your entire credit line will be available to you. After that, the annual fee will be charged on the same date every year, on your credit card’s anniversary.
Here are the First Premier credit card annual fees:
To apply for a First Premier Bank credit card, fill out an application on the First Premier Bank website. If you received an invitation to apply for a First Premier credit card in the mail, you’ll be able to enter your confirmation number online under “Accept Mail Offer.” Otherwise, click “Apply Now.” Unfortunately, you can’t apply over the phone.... read full answer
How to apply for a First Premier Bank credit card:
If you received an invitation to apply, simply click "Accept Mail Offer" and enter your confirmation number.
To apply without an invitation, visit the First Premier Bank's credit card comparison web page and click "Apply Now" under the credit card offer you'd like to apply for.
Fill out the application form with your personal information (such as your full name, address, date of birth, SSN, email address, income, and employer information).
Review the completed information and check the box to consent to receive communications and confirm that you read and understood all disclosures.
Finally, click "Submit Application" at the bottom of the page.
After you send your application, you’ll get a hard pull on your credit report. You may get a decision in as little as 60 seconds, but it could take up to 10 business days if your application requires further review.
First Premier Bank credit cards are mostly designed for people with damaged credit. But that doesn’t mean everyone who applies will get approved. If you haven’t received a decision 48 hours after you apply, you can call First Premier Bank at (877) 383-4802 to check the status of your First Premier credit card application.
If you're not tied to First Premier Bank and are looking for a credit card to help you rebuild credit, feel free to also take a look at our editors' picks for some of the best credit cards for bad credit.
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