You can check your First Premier credit card application status by calling (800) 987-5521. According to First Premier Bank, you may get a decision within 60 seconds of applying. If you’re not immediately approved or denied, allow 7-10 business days for First Premier to review your application. You’ll either receive a decision or a request for more information in the mail. First Premier asks that you wait 48 hours after submitting your application before calling to check your status.
You can’t check the status of a First Premier credit card application online. You can fill out the application online, but the only way to find out the status of that application (if not immediately approved or denied) is to call customer service.
If your application does get denied, you still have options. Although the First Premier credit card is designed for individuals with bad credit, it doesn’t guarantee approval to anyone. Other credit card companies may have different approval requirements too. So even if you’re denied for a First Premier credit card, you could still be approved by someone else. A secured card would give you the best odds.
There are two ways to activate a First Premier credit card: Online at www.mypremiercreditcard.com - just sign up for an account, enter the basic information like account number and Social Security number and press CONTINUE. After successfully completing the process, you will be notified that you need to activate your credit card. By phone at the toll-free number 1-800-987-5521.… read full answer After selecting the language, provide your personal information and card details when asked. After that, your card is activated. You will also receive an SMS from the bank that your credit card is activated.
You can request a First Premier Bank credit limit increase by logging into your First Premier account online and clicking “Credit Limit Increase” on the left side of the page. Then, select your account and click “Request Increase.” You will get a response by mail within 14 days. Another way to request a credit limit increase on your First Premier Bank credit card is by calling First Premier at 1-800-987-5521 to reach customer service.… read full answer
If you have demonstrated responsible payment behavior, they may grant you an increase. If they give you a credit limit increase, however, keep in mind that First Premier will charge you a fee equal to 25% of the credit limit increase. So you won’t even get to enjoy the full increase.
Another thing to keep in mind is that First Premier might give you a credit limit increase without you asking for one. People in online forums have reported that First Premier Bank has increased their credit limit without them requesting it, and they still got charged the 25% fee. So if you have this card, beware – it already charges a lot of fees, and this is just one more.
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