Michael Battle, WalletHub Credit Card Analyst
Yes, a First Premier credit card can help you build your credit. First Premier reports your card activity to the credit bureaus on a monthly basis, so you will build credit if you pay your monthly bills on time and don't max out your card. If you miss payments, it will hurt your credit score.
Once First Premier credit card reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new First Premier credit card cardholders may not see any credit account info on their credit report for one or two billing periods after being approved for an account.
To see what account information First Premier credit card is reporting to the credit bureaus and when they’re reporting it, sign up for a WalletHub account for daily updates on both your credit report and your credit score.
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