What are the First Premier credit card interest rates?

This question is about First PREMIER Bank Credit Cards

Karla Smith, Member

@karla_smith 10/23/20

The First Premier credit card interest rates are:

Regular APR of 36% for their unsecured cards, and 19.9% for the First Premier Bank Secured card
36% cash advance APR for the unsecured cards and 19.9% APR for the secured card
No balance transfer APR, since balance transfers are not supported

Fortunately, there is no penalty APR for any of their credit cards, but in no way does that mean that you should ever be late in making a payment.

First Premier’s interest rates are pretty high, and they also charge annual, monthly and one-time fees in most cases. So if you have bad credit, you could choose from other, more favorable credit cards to apply for.

2021's First PREMIER Credit Cards

Compare Cards

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.