Does First Progress have any unsecured credit cards? This question is about First Progress Credit Cards

No, First Progress does not have any unsecured credit cards. This issuer only offers secured credit card options. First Progress markets its credit cards for people looking to establish or rebuild credit. Things to Know About First Progress Credit Cards Secured credit cards, including First Progress cards, require a refundable security deposit to open the account. Deposits for First Progress secured credit cards vary by card but can start at either $100 or $200. However, approved applicants can choose to deposit up to $2,000 or $5,000, depending on the card. The amount of the deposit determines your initial credit limit, and also serves as collateral for the issuer, should you default on the account. You'll get the deposit back when you close the account with no outstanding balance. If you're not set on First Progress as an issuer, there are other credit card issuers offering unsecured cards for people who want to repair their credit. Alternative Unsecured Credit Card Options No Upfront Fees: Indigo® Mastercard® for Less than Perfect CreditIndigo® Mastercard® for Less than Perfect CreditLearn MoreLearn MoreRates & FeesHigh Approval Odds: Total Visa® CardTotal Visa® CardLearn MoreLearn Moreon issuer's websiteRewards: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website Keep in mind that unsecured credit cards for rebuilding credit are saddled with high interest rates and a host of fees. That will take a sizeable chunk out of what will likely be a pretty low credit limit. Therefore, secured credit cards are the better deal for repairing less-than-good credit. You will have to put down your own money to open the account, but it's money you'll get back if you use the card responsibly. If you establish a history of timely payments, you may receive a credit limit increase or be eligible to transition to an unsecured credit card with better terms.

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Does First Progress have any unsecured credit cards?

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This question is about First Progress Credit Cards

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 04/21/23 This answer was first published on 05/28/21 and it was last updated on 04/21/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, First Progress does not have any unsecured credit cards. This issuer only offers secured credit card options. First Progress markets its credit cards for people looking to establish or rebuild credit.

Things to Know About First Progress Credit Cards

Secured credit cards, including First Progress cards, require a refundable security deposit to open the account. Deposits for First Progress secured credit cards vary by card but can start at either $100 or $200. However, approved applicants can choose to deposit up to $2,000 or $5,000, depending on the card. The amount of the deposit determines your initial credit limit, and also serves as collateral for the issuer, should you default on the account. You'll get the deposit back when you close the account with no outstanding balance.

If you're not set on First Progress as an issuer, there are other credit card issuers offering unsecured cards for people who want to repair their credit.

Alternative Unsecured Credit Card Options

No Upfront Fees: Indigo® Mastercard® for Less than Perfect CreditIndigo® Mastercard® for Less than Perfect CreditLearn MoreLearn More
Rates & FeesHigh Approval Odds: Total Visa® CardTotal Visa® CardLearn MoreLearn Moreon issuer's website
Rewards: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website

Keep in mind that unsecured credit cards for rebuilding credit are saddled with high interest rates and a host of fees. That will take a sizeable chunk out of what will likely be a pretty low credit limit.

Therefore, secured credit cards are the better deal for repairing less-than-good credit. You will have to put down your own money to open the account, but it's money you'll get back if you use the card responsibly. If you establish a history of timely payments, you may receive a credit limit increase or be eligible to transition to an unsecured credit card with better terms.

Answer Question

What credit score is needed for a First Progress Credit Card?

There is no credit score requirement for a First Progress credit card, as all its credit cards accept applicants with bad credit (300+).

If you qualify for one of their secured credit cards, you would also qualify for any of their cards.

So, these are very lenient credit score requirements, but you will have to live with an annual fee. There are some secured credit cards, though, that do not carry this burden....

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Does First Progress Platinum Select do a hard pull?

No, the First Progress Platinum Select doesn't do a hard pull on your credit when you apply for it.

Your application will only result in a soft pull, which won’t affect your credit score.

That being said, your chances of approval are good even if you have bad credit or no credit score at all. .

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What credit score is needed for an unsecured credit card?

You need a credit score of 550 or higher to get an unsecured credit card. The higher your credit score is, the more unsecured credit card offers will be available and the better your chances of getting approved will be.

Best Unsecured Credit Cards for a 550 Credit Score

Cash Back: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
No Monthly Fees: OppFi® CardOppFi® CardLearn MoreLearn More
No Minimum Credit Score: Milestone® Mastercard®Milestone® Mastercard®Learn MoreLearn Moreon issuer's website
Rates & FeesHigh Approval Odds: Total Visa® CardTotal Visa® CardLearn MoreLearn Moreon issuer's website
No Upfront Fees: Indigo® Mastercard® for Less than Perfect CreditIndigo® Mastercard® for Less than Perfect CreditLearn MoreLearn More
No Checking Account Needed: Fingerhut Credit AccountFingerhut Credit AccountLearn MoreLearn More

What to Do if Your Credit Score is Below 550

If your credit score is below the 550 threshold needed to...

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