How much is the First Progress Platinum Elite annual fee?

You can make a First Progress Platinum Select Mastercard® Secured Credit Card payment online, by phone, through the First Progress mobile app or by mail. To pay a First Progress Platinum Select bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. First Progress does not allow cardholders to set up automatic payments.… read full answer

Ways to Make a First Progress Platinum Select Payment

• By phone: Call 1 (866) 706-5543 and enter your card information when prompted, then follow the prompts to make a credit card payment.
• Online: Log in to your online account and click on find the payment button.
• Through the mobile app: Log in to your account and select your card, then tap the payment button.
• By mail: Send a check or money order (but not cash) to

  First Progress Card

  P.O. Box 84010

  Columbus, GA 31908-4010

  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too

You can get a First Progress Platinum Select credit limit increase by calling (866) 706-5543. Keep in mind that the maximum credit limit you can have with the First Progress Platinum Select is $5,000 and because this is a secured credit card, the only way to get a higher spending limit is to add to your deposit.… read full answer

Here’s some more info about your First Progress Platinum Select credit limit:

• Initial credit limit: Your initial credit limit will be equal to the amount of the deposit that you make with First Progress, which must be at least $200 and may not exceed $2,000.
• How to increase credit limit: You can ask for a First Progress Platinum Select credit limit increase every 6 months, by calling First Progress Platinum Select customer service at (866) 706-5543.
• Maximum credit limit: The maximum credit limit you can obtain over time is $5,000.

The easiest credit card to get with no credit is the OpenSky® Secured Visa® Credit Card because there’s no credit check when you apply. As long as you’re 18 or older, can afford at least a $200 deposit, and can make monthly bill payments, you’ll probably get approved. With secured credit cards, your limit is usually the amount of your initial deposit. The OpenSky® Secured Visa® Credit Card has a $35 annual fee.… read full answer

The easiest unsecured credit card to get with limited credit is the Capital One Platinum Credit Card. The major upsides to this credit card are its $0 annual fee and its possibility of a credit line increase after only 6 months. However, the regular APR is a steep one at 26.99% (V), so it’s best not to carry a balance on this card.

Bottom Line

The bottom line is there’s a number of good starter credit cards and credit cards for people with no credit, with lenient approval requirements, that can easily help you start building a great credit score. You just have to use the one you pick responsibly.

Ultimately, you can check out or editors’ latest picks for the easiest credit cards to get approved for on the market and weigh your options.