First Progress Card P.O. Box 9053 Johnson City, TN 37615-9053.
When paying First Progress Platinum Elite bills by mail, be sure to submit either a check or money order for the payment amount. First Progress does not accept cash.
Tips For Mailing First Progress Platinum Elite Credit Card Payments
Include your credit card number on your payment to avoid any processing delays.
Allow enough time for First Progress to receive your payment on or before the due date, or it will be considered late.
Send your payment via overnight mail, if necessary.
Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account or by calling customer service at 1 (888) 403-4783. First Progress also allows in-person payments at local First Progress branches.
The First Progress Platinum Elite Mastercard® Secured Credit Card
It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.… read full answer
In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.
To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.
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