Sebi Mitchell, Credit Cards Moderator
@sebim
To contact First Progress Platinum Elite reconsideration line, call (866) 706-5543 and wait until you are connected to a live representative. The First Progress Platinum Elite Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of First Progress Platinum Elite, the reconsideration line is the same as the general First Progress customer service number.
What to Do Before Asking for First Progress Platinum Elite Card Reconsideration
If you call to request reconsideration from First Progress, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.
First Progress Platinum Elite Mastercard® Secured Credit Card
People also ask
Do First Progress credit cards do a hard pull?
No, First Progress credit cards won't do hard pulls upon applying.
An application will only result in a soft pull on your credit report, and it won’t affect your credit score.
That being said, First Progress credit cards are a great choice for people with bad credit (300+), or no credit at all.
read full answerHow do I ask creditors to reconsider a denied application?
Don't worry! Call or write asking for a reconsideration! Denials are often computer generated based strictly on score. A manual review by an underwriter can often get you the approval you are looking for. Here are several suggestions:
1. Call the number on your denial letter and ask for your application to be reconsidered. If possible, try and get a hold of someone in underwriting. Be prepared to explain the derogs on your report and...
read full answerHow long should I wait to apply for another credit card after being denied?
You should wait six months to one year between credit card applications in most cases, regardless of whether your last application was approved or denied. Most people’s credit scores will bounce back from a credit card application in about six months. The same rule applies if you’re trying to reapply for the same credit card you were denied for (though you should make sure you’ve addressed the reasons stated in your rejection letter before you...
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