The First Progress Platinum Select annual fee is $39 for the first year. First Progress Platinum Select’s $39 annual fee, which starts the second year, is higher the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the First Progress Platinum Select Mastercard® Secured Credit Card, either.
First Progress Platinum Select Fees
Annual Fee: $39
Cash Advance Fee: 3% (min $10)
Foreign Fee: 3%
Max Late Fee: $41
First Progress Platinum Select Mastercard® Secured Credit Card
You can get a First Progress Platinum Select credit limit increase by calling (866) 706-5543. Keep in mind that the maximum credit limit you can have with the First Progress Platinum Select is $5,000 and because this is a secured credit card, the only way to get a higher spending limit is to add to your deposit.… read full answer
Here’s some more info about your First Progress Platinum Select credit limit:
Initial credit limit: Your initial credit limit will be equal to the amount of the deposit that you make with First Progress, which must be at least $200 and may not exceed $2,000.
How to increase credit limit: You can ask for a First Progress Platinum Select credit limit increase every 6 months, by calling First Progress Platinum Select customer service at (866) 706-5543.
Maximum credit limit: The maximum credit limit you can obtain over time is $5,000.
You can call the First Progress Platinum Select customer service at 866-706-5543. Alternatively, you can ask for assistance by logging in to the Customer Center with your online ID and password. It's a secure email system, so the replies won't be instant. For emergencies, it is best to call.
You can also mail your inquiry to First Progress. The address is:… read full answer
First Progress Card P.O. Box 9053 Johnson City, TN 37615-9053
Yes, you can get approved for the First Progress Platinum Select card after bankruptcy. More specifically, this card doesn’t do a hard inquiry on your credit report. There’s no minimum credit score, either. First Progress just needs to verify your identity and address, and you need to fund your refundable security deposit of at least $200.… read full answer
The First Progress Platinum Select card also reports to all three major credit bureaus every month, giving you the chance to rebuild your credit from the damage done by bankruptcy.
Having said that, you can also check our editors’ latest picks for the best bankruptcy credit cards on the market to weigh your options.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.