You need a credit score of 640 or better for the First Tech Choice Rewards card. That means people with fair credit or better have a shot at getting approved for the card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the card. Some other key criteria include your income, existing debt load and employment status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the card’s credit score requirement. You can check your credit score for free right here on WalletHub.
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