New cardholders will get a First Tech Choice Rewards Card PIN when they receive their card in the mail. To get a replacement PIN for First Tech Choice Rewards Card, call the number on the back of the card and ask customer service for a new one.
Best Way to Get a First Tech Choice Rewards Card PIN
Call First Tech Federal Credit Union customer service at 1 (855) 855-8805, or call the number on the back of your First Tech Choice Rewards card.
Inform the representative that you want a new card PIN.
Ask First Tech Federal Credit Union customer service to send you the new PIN either in the mail, over text, or by email. It’s unlikely that they’ll be able to tell you the new PIN over the phone.
Chip-and-PIN cards, though rare in the United States, can be great cards to have. They offer an extra layer of security compared to chip-and-signature cards, since it’s unlikely that anyone who steals your card will know your PIN. In addition, chip-and-PIN cards are more useful abroad, since some unattended kiosks will not accept chip-and-signature cards.
You need a credit score of 640 or better for the First Tech Choice Rewards card. That means people with fair credit or better have a shot at getting approved for the card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the card. Some other key criteria include your income, existing debt load and employment status.
Yes, you can use a credit card without a PIN. You only need one if you plan to use your card for cash advances at ATMs. You may also need a PIN to make purchases at automated kiosks when traveling abroad. However, besides these two exceptions, no PIN is necessary to make a purchase with a credit card.
If you need a PIN for certain transactions, you can generally request it online, over the phone, or...
Changing your PIN number really depends on the card you have. If you have a prepaid or debit card, a good idea would be to either call their dedicated customer service phone number (which you can find on the back of the card). Some issuers also have that function online, so it can't hurt to try their website.
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