Fit Mastercard does not have a sign-up bonus or any ongoing rewards. The main benefits of having the Fit Mastercard are that it has zero liability protection and it reports account information to the 3 major credit bureaus each month.
The Fit Mastercard credit limit is $400 to $800. Everyone who gets approved for Fit Mastercard is guaranteed a credit limit of at least $400, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.… read full answer
The Fit Mastercard credit limit that you start with isn’t necessarily your credit line forever. In fact, Continental Finance will double your credit limit – up to a maximum of $800 - simply for paying the first 6 monthly payments on-time.
The FIT® Platinum Mastercard® interest rate is 29.99% (V). This Fit Mastercard interest rate is variable, meaning it can change based on certain economic conditions.
The Fit Mastercard gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Fit Mastercard, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, Fit Mastercard also charges a separate interest rate on cash advances. All Fit Mastercard interest rates will be listed on your statement and on your online account summary.
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