The Fit Mastercard credit limit is $400 to $800. Everyone who gets approved for Fit Mastercard is guaranteed a credit limit of at least $400, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The Fit Mastercard credit limit that you start with isn’t necessarily your credit line forever. In fact, Continental Finance will double your credit limit – up to a maximum of $800 - simply for paying the first 6 monthly payments on-time.
You can get the Fit Mastercard with a 300+ credit score. This means that this card accepts people with bad credit.
But you could also be approved with limited credit, which means less than 3 years of credit history.
Other factors will also be taken into consideration when the issuer decides about your Fit Mastercard application, such as income, debts and credit history.
Ultimately, it is worth noting that you cannot get pre-qualified for this card, but...
You can get a Fit Mastercard cash advance in any bank with your card and a photo ID, or at any ATM displaying the Mastercard logo using your card and your PIN.
Even though the Fit Credit Card doesn’t have a cash advance fee in the first year, it charges 5% (min $5) starting the second year. Cash advances also have a 29.99% (V) APR, and you could also be charged with ATM fees.
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
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