What credit score is needed for the Fit Mastercard Credit Card? This question is about the FIT® Platinum Mastercard®

What credit score is needed for the Fit Mastercard Credit Card?

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This question is about the FIT® Platinum Mastercard®

William Memphis, WalletHub Credit Card Advisor

@bill.memp1 • 09/27/21 This answer was first published on 09/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get the Fit Mastercard with a 300+ credit score. This means that this card accepts people with bad credit.

But you could also be approved with limited credit, which means less than 3 years of credit history.

Other factors will also be taken into consideration when the issuer decides about your Fit Mastercard application, such as income, debts and credit history.

Ultimately, it is worth noting that you cannot get pre-qualified for this card, but you can check your credit score for free on WalletHub to see where you stand.

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How do I check my Fit Mastercard Credit Card application status?

The easiest way to check your application status for a Fit Mastercard Credit Card is online. Your application results are provided online and a decision is instant in most cases. However, in some cases they need to collect additional information to make a decision which could take up to 30 days.

You can also call the issuer, The Bank of Missouri, at 866-449-4514 to find out more about your application.

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Does the Fit Mastercard Credit Card do a hard pull?

Yes, applying for the Fit Mastercard Credit Card will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.

There is no way to get pre-approved for the Fit Mastercard Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s...

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