Derek Meadows, Member
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Yes, applying for the Fit Mastercard Credit Card will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.
There is no way to get pre-approved for the Fit Mastercard Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.
FIT® Platinum Mastercard®
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